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SeniorChoice
A full variety of senior products
& services for seniors, such as:
All
within the price range
that you want and need!
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Don't be one of the statistics!
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MEDICARE
SOCIAL
SECURITY
L
& A Privacy Policy |
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Many choices are available for those
65 and over. SeniorChoice is designed to make those choices available to our most beloved age group.
With constant changes in regard to Medicare and Social
Security as well as the ever-increasing demand for
Long-Term Care, today's seniors need a knowledgeable
professional available to assist them in the time of
need.
L & A
Services staffs the professionals you need to answer
all of your questions and assist you with the
protection you need. We work with companies that cater to this elite group, ensuring the best experts are on your team.
Long-Term
Care
- Statistics
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General Information:
Where Does
the Long-Term Care Population Live and Who Cares for
Them?
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Most people who need
long-term care live at home or in community
settings, not in institutions.
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Of the 12.8 million
Americans estimated to need long-term care
assistance, only about 2.4 million live in
institutions, such as nursing homes.
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Of those receiving
assistance from others, most are helped by family
and friends, while a much smaller number receive
assistance from government programs.
Who
Needs Long-Term Care?
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An estimated 12.8
million Americans of all ages need assistance
from others to carry out everyday activities.
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Most, but not all,
persons in need of long-term care are elderly.
Approximately 57% are persons aged 65 and
older (7.3 million); 40% are working-age
adults aged 18 to 64 (5.1 million); and 3%
are children under age 18 (400,000). How Many Have
Severe Disabilities?
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Those with more
severe needs include the 6.2 million Americans
who require another person's help with at least
one of the basic self-care tasks (e.g., eating,
dressing, using the bathroom).
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The most severely
disabled population-those who need substantial
help (i.e., unable to carry out 3 or more
self-care tasks)-comprise approximately 5.1
million Americans.
How
is Long-Term Care Paid for?
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Public and private
spending on long-term care services was estimated
to exceed $108 billion in 1993.
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About $70 billion
of this money was federal and state government
funds, primarily Medicaid (Medi-Cal in
California).
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Most of the
remaining $38 billion was paid by
individuals and their families.
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Expenditures for
long-term care are projected to more than double
in the next 25 years.
Will
Future Long-Term Care Needs Grow?
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The 21st century
will be marked by a dramatic increase in the size
of the older population as the large baby boom
generation ages.
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It is estimated that
the number of older persons needing long-term care
may as much as double over the next 25 years: 7
million in 1994; 14 million by 2020; 24 million by
2060.
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Estimates of future
long-term care need among the non-elderly are
difficult to measure. There are fewer data on
disability among the non-elderly with which to
predict future disability.
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Researchers agree
that the number of non-elderly persons with
long-term care needs has grown in recent decades
and that this increase is likely to continue.
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