-
Self-employed
-
Not
provided by employer
-
Can’t
afford employer plan
-
Prefer
personal plan over
employer provided
group
-
Plan
on leaving
employment soon
-
Part-timer
-
Seasonal
worker
-
Temporary
employment
-
Do
not like employer
plan benefits (MD
not on plan, etc)
-
Employer
business either not
secure or not in
business long
-
May
not qualify for
individual coverage.
if I give up my
individual coverage
-
Children
living with spouse
-
Uncertain
as to whether spouse
will follow divorce
decree to provide
coverage
-
Expect
to or unsure
regarding moving out
of state soon
-
Individual
plan may be lower
premium
-
Children
living in AZ during
4+ years of college,
parents live out of
state
-
Parents
are on HMO out of
area, child is a
local student
-
Begin
plan for child who
will be independent
soon
-
Keep
dependents on
non-employer plan
-
Not
currently married,
but have dependents
(spouse + children)
-
Expects
to change jobs often
until finds
“exactly” the
right one
-
Grandparents
are participating in
the premium, better
to keep billing
separate
-
Child
is maintained under
varying parental
homes
-
Travel
a lot, prefers
non-employer plan
-
Premium
won’t change
should my health
change
-
Put
newly adopted child
on personal plan
-
Have
health issues
unwilling to notify
employer
-
Planning
on self-employment
soon
-
Will
quit work after
starting a family
