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Who needs disability insurance?


If you are dependent on your income and it would reduce if you were unable to work for more than 60 days, you are a good candidate for disability insurance.

When should I purchase disability insurance?

If you are earning an income, you need to protect it now.

The cost of coverage will increase as you get older.

If you are currently in good health, you should have no difficulty qualifying for an affordable policy.

If you have a medical issue arise
before you secure coverage, you may not be able to qualify for a policy or be forced to pay more for it.

What should I do next?


Find out if you are prepared.  The Council for Disability Awareness has an excellent tool to assist you with the planning process.

Next, contact your agent to find the best  insurance policy to help you keep money coming in when you are unable to work.

Click here for more disability resources and information.

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